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At First Cahawba Bank we provide banking the way it should be. Our number one priority is you. Whether you’re an individual or a business, we consider you to be more than a number or credit score.

As a locally owned bank our officers are available to make a decision on any situation or need immediately. Whether you are opening your first account, starting something new, or planning for retirement; First Cahawba Bank has the ability to customize products and services to meet your financial goals. This agility gives you a true community advantage.

We, like you, are financially and emotionally invested in our community. When you make a deposit with First Cahawba Bank your money stays here. It is in turn loaned to people in your neighborhood, helping to keep our community vibrant and growing.


NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
 
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest bearing transaction accounts,visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html.


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