logo
dot
home business personal online contact about dot
welcome

At First Cahawba Bank we provide banking the way it should be. Our number one priority is you. Whether you’re an individual or a business, we consider you to be more than a number or credit score.

As a locally owned bank our officers are available to make a decision on any situation or need immediately. Whether you are opening your first account, starting something new, or planning for retirement; First Cahawba Bank has the ability to customize products and services to meet your financial goals. This agility gives you a true community advantage.

We, like you, are financially and emotionally invested in our community. When you make a deposit with First Cahawba Bank your money stays here. It is in turn loaned to people in your neighborhood, helping to keep our community vibrant and growing.

login


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
 
All funds in a "non-interest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
 
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.
 
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

FDIC deposit insurance increased from $100,000 to $250,000 per depositor effective July 2010.

#